This policy is specifically designed for holiday apartments that are part of an urbanisation. When your property is part of an urbanisation, you will pay community fees; some of these fees will pay for urbanisation insurance, which covers the external structure of your property. It won’t however, cover the internal fixtures and fittings of your property and these should be covered by First Loss buildings cover.
If the values mentioned here are not enough for your apartment, you can of course take out a standard home policy, which allows you to tailor the values to your individual requirements.
This policy offers fixed amounts for contents and first loss cover, at very competitive premiums: