{"id":536,"date":"2026-07-02T13:29:32","date_gmt":"2026-07-02T11:29:32","guid":{"rendered":"https:\/\/hyperien.net\/?page_id=536"},"modified":"2026-07-02T13:29:32","modified_gmt":"2026-07-02T11:29:32","slug":"mortgage-reclaim","status":"publish","type":"page","link":"https:\/\/hyperien.net\/es\/mortgage-reclaim\/","title":{"rendered":"Mortgage Reclaim"},"content":{"rendered":"\n<!-- ============================================================\n  HYPERIEN \u2014 MORTGAGE RECLAIM PAGE (v2)\n  Styled to match the existing hyperien.net pages (Motor, House, Life Insurance).\n  Paste this whole block into a WordPress \"Custom HTML\" block on a new\n  page titled \"Mortgage Reclaim\" (suggested slug: \/mortgage-reclaim\/),\n  then add it to the top menu the same way as the other tabs.\n  Styles are scoped under .hyp-mrec so they won't clash with the theme.\n\n  \u2b1b PLACEHOLDER: fill in the family story paragraph before publishing \u2014\n  search for \"[Bank]\" below.\n============================================================ -->\n\n<style>\n  .hyp-mrec { --navy:#1c3a5e; --navy-dark:#132944; --gold:#d99a3d; --cream:#f7f5f0; --ink:#1c2733; --grey:#55585e; font-family:'Poppins', 'Jost', -apple-system, BlinkMacSystemFont, sans-serif; color:var(--ink); line-height:1.7; }\n  .hyp-mrec * { box-sizing:border-box; }\n  .hyp-mrec a { color:inherit; }\n\n  .hyp-mrec .hyp-banner { background:var(--navy); padding:44px 32px; display:flex; align-items:center; gap:16px; }\n  .hyp-mrec .hyp-banner .hyp-icon { font-size:2rem; line-height:1; }\n  .hyp-mrec .hyp-banner h1 { color:#fff; font-size:2.1rem; font-weight:700; margin:0; }\n\n  .hyp-mrec .hyp-body { background:var(--cream); padding:48px 32px 56px; }\n  .hyp-mrec .hyp-grid { max-width:1080px; margin:0 auto; display:grid; grid-template-columns:1.4fr 1fr; gap:48px; align-items:start; }\n  @media (max-width:760px){ .hyp-mrec .hyp-grid{ grid-template-columns:1fr; } }\n\n  .hyp-mrec h2 { font-size:1.7rem; font-weight:700; color:var(--navy); margin:0 0 .5em; }\n  .hyp-mrec h3 { font-size:1.15rem; font-weight:700; color:var(--navy); margin:1.4em 0 .5em; }\n  .hyp-mrec p { color:var(--grey); margin:0 0 1em; font-size:1rem; }\n  .hyp-mrec ul { margin:0 0 1em; padding-left:1.2em; color:var(--grey); }\n  .hyp-mrec li { margin-bottom:.5em; }\n  .hyp-mrec strong { color:var(--ink); }\n\n  .hyp-mrec .hyp-btn { display:inline-block; background:var(--gold); color:#fff; font-weight:700; font-size:1rem; padding:14px 30px; border-radius:6px; text-decoration:none; margin-top:.5em; }\n\n  .hyp-mrec .hyp-side-heading { color:var(--gold); font-weight:700; font-size:1.2rem; text-align:center; margin:0 0 14px; }\n  .hyp-mrec .hyp-side-box { background:#fff; border:1px solid #e4ddd0; border-radius:8px; padding:22px; text-align:center; margin-bottom:22px; }\n  .hyp-mrec .hyp-side-box p { font-size:.95rem; margin:0 0 .6em; }\n  .hyp-mrec .hyp-side-box p:last-child { margin-bottom:0; }\n\n  .hyp-mrec .hyp-contact { background:#fff; border:1px solid #e4ddd0; border-radius:8px; padding:22px; }\n  .hyp-mrec .hyp-contact h4 { font-size:.95rem; font-weight:700; color:var(--navy); margin:0 0 .3em; }\n  .hyp-mrec .hyp-contact p { font-size:.95rem; margin:0 0 1em; }\n  .hyp-mrec .hyp-contact p:last-child { margin-bottom:0; }\n\n  .hyp-mrec .hyp-full { max-width:1080px; margin:40px auto 0; padding-top:36px; border-top:1px solid #e4ddd0; }\n  .hyp-mrec .hyp-story-grid { max-width:1080px; margin:40px auto 0; padding-top:36px; border-top:1px solid #e4ddd0; display:grid; grid-template-columns:1.4fr 1fr; gap:48px; align-items:start; }\n  @media (max-width:760px){ .hyp-mrec .hyp-story-grid{ grid-template-columns:1fr; } }\n  .hyp-mrec .hyp-story-media { min-height:220px; border-radius:8px; background:#eef0ec; border:1px dashed #c8c2b3; display:flex; align-items:center; justify-content:center; color:#8a8577; font-size:.9rem; text-align:center; padding:20px; }\n<\/style>\n\n<div class=\"hyp-mrec\">\n\n  <div class=\"hyp-banner\">\n    <span class=\"hyp-icon\">\ud83c\udfe6<\/span>\n    <h1>Mortgage Reclaim<\/h1>\n  <\/div>\n\n  <div class=\"hyp-body\">\n    <div class=\"hyp-grid\">\n\n      <div>\n        <h2>Get back what your Spanish bank overcharged you<\/h2>\n        <p>Spanish courts have ruled that many mortgages signed before 16 June 2019 included unlawful set-up fees, hidden tied insurances and unfair &#8220;floor clause&#8221; interest terms. If that sounds like your mortgage, your bank may owe you money \u2014 plus interest.<\/p>\n        <p>As an established local brand on the Costa del Sol, we introduce clients to a specialist legal team who handle every claim on a genuine no-win, no-fee basis. All nationalities are eligible \u2014 not just expats.<\/p>\n\n        <h3>What you can claim<\/h3>\n        <ul>\n          <li><strong>Mortgage set-up fees<\/strong> \u2014 average refund around \u20ac6,500<\/li>\n          <li><strong>Hidden tied insurances<\/strong> \u2014 refunds of up to \u20ac40,000<\/li>\n          <li><strong>Floor clauses (cl\u00e1usula suelo)<\/strong> \u2014 refunds of up to \u20ac50,000<\/li>\n        <\/ul>\n        <p>Many homeowners qualify for more than one claim on the same property.<\/p>\n\n        <h3>How it works<\/h3>\n        <ul>\n          <li>Take the free 2-minute eligibility check<\/li>\n          <li>Our specialist legal team reviews your case<\/li>\n          <li>No win, no fee \u2014 you only pay if you get your money back<\/li>\n        <\/ul>\n\n        <a class=\"hyp-btn\" href=\"https:\/\/spanishmortgagerefunds.com\/?ref=hyperien\" target=\"_blank\" rel=\"noopener\">Check If You Qualify \u2014 Free 2-Minute Survey \u203a<\/a>\n      <\/div>\n\n      <div>\n        <p class=\"hyp-side-heading\">Am I Eligible?<\/p>\n        <div class=\"hyp-side-box\">\n          <p>Signed a Spanish mortgage <strong>before 16 June 2019<\/strong>?<\/p>\n          <p>All nationalities eligible \u2014 you don&#8217;t need to still own the property.<\/p>\n        <\/div>\n\n        <div class=\"hyp-contact\">\n          <h4>\ud83d\udcde Call or WhatsApp<\/h4>\n          <p><a href=\"https:\/\/wa.me\/34682448403\">+34 682 448 403<\/a><\/p>\n          <h4>\ud83d\udd50 Hours<\/h4>\n          <p>Monday \u2013 Thursday 9:00 \u2013 16:00<br>Friday 9:00 \u2013 15:00<\/p>\n          <h4>\ud83d\udce7 Email<\/h4>\n          <p><a href=\"mailto:mortgageclaims@hyperien.net\">mortgageclaims@hyperien.net<\/a><\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n\n    <!-- ============ OUR FAMILY'S STORY ============ -->\n    <div class=\"hyp-story-grid\">\n      <div>\n        <h2>We&#8217;ve Been Through It Ourselves<\/h2>\n        <p>When we first heard Spanish banks were being ordered to refund mortgage fees, we were sceptical \u2014 it sounded too good to be true. So before recommending it to a single client, we put our own mortgage through the process.<\/p>\n        <p><!-- \u2b1b PLACEHOLDER: replace with the real details \u2014 bank, year, roughly what came back, how long it took -->We took out our mortgage with [Bank] back in [year]. After sending over a copy of our deeds, the legal team confirmed within days that we&#8217;d been charged unlawful fees. [X months] later, \u20ac[amount] was back in our account \u2014 plus interest.<\/p>\n        <p>Having been through it first-hand, we know exactly what the process feels like from the client&#8217;s side \u2014 what documents you&#8217;ll need, what to expect, and how long things take.<\/p>\n      <\/div>\n      <div class=\"hyp-story-media\">\ud83d\udcf7 Photo placeholder \u2014 family \/ office image<\/div>\n    <\/div>\n\n    <!-- ============ WHO HANDLES YOUR CLAIM ============ -->\n    <div class=\"hyp-full\">\n      <h2>Specialist Spanish Lawyers, Not a Call Centre<\/h2>\n      <p>Hyperien&#8217;s role is simple: we introduce you to the specialists and stay on hand locally if you ever need us. The legal work itself is carried out by <strong>The Claims Bureau<\/strong>, together with their Spanish legal partner, <strong>Abolex Abogados<\/strong>.<\/p>\n      <p>Abolex is a multidisciplinary Spanish law firm headquartered in Benidorm (Alicante), litigating before courts across the whole of Spain and working with partner firms in the UK, Ireland, the US, France, Germany and Italy. They&#8217;ve spent years specialising in consumer property law \u2014 abusive mortgage clauses, floor clauses and mortgage expenses \u2014 with hundreds of favourable judgments behind them. Like us, they work on a genuine no-win, no-fee basis, and everything is handled in English from start to finish.<\/p>\n    <\/div>\n\n  <\/div>\n\n<\/div>\n<!-- ============ END MORTGAGE RECLAIM PAGE ============ -->\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83c\udfe6 Mortgage Reclaim Get back what your Spanish bank overcharged you Spanish courts have ruled that many mortgages signed before [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-536","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/pages\/536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/comments?post=536"}],"version-history":[{"count":1,"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/pages\/536\/revisions"}],"predecessor-version":[{"id":538,"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/pages\/536\/revisions\/538"}],"wp:attachment":[{"href":"https:\/\/hyperien.net\/es\/wp-json\/wp\/v2\/media?parent=536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}