Get back what your Spanish bank overcharged you
Spanish courts have ruled that many mortgages signed before 16 June 2019 included unlawful set-up fees, hidden tied insurances and unfair “floor clause” interest terms. If that sounds like your mortgage, your bank may owe you money â plus interest.
As an established local brand on the Costa del Sol, we introduce clients to a specialist legal team who handle every claim on a genuine no-win, no-fee basis. All nationalities are eligible â not just expats.
What you can claim
- Mortgage set-up fees â up to âŹ3,000
- Hidden tied insurances â refunds of up to âŹ40,000
- Floor clauses (clĂĄusula suelo) â refunds of up to âŹ50,000
Many homeowners qualify for more than one claim on the same property.
How it works
- Take the free 2-minute eligibility check
- Our specialist legal team reviews your case
- No win, no fee â you only pay if you get your money back
Am I Eligible?
Signed a Spanish mortgage before 16 June 2019?
All nationalities eligible â you don’t need to still own the property.
đ Ring eller WhatsApp
đ Summer Hours
Monday â Thursday 8:30 â 15:00:
Friday 8:30 â 14:00
đ§ E-post
We’ve Been Through It Ourselves
When we first heard Spanish banks were being ordered to refund mortgage fees, we were sceptical â it sounded too good to be true. So before recommending it to a single client, we put our own mortgage through the process.
We took out our mortgage with Unicaja back in 2003. After sending over a copy of our deeds, the legal team confirmed that we’d been charged unlawful fees. 16 months later, âŹ25,000 was back in our account.
Having been through it first-hand, we know exactly what the process feels like from the client’s side â what documents you’ll need, what to expect, and how long things take.
Specialist Spanish Lawyers, Not a Call Centre
Hyperien’s role is simple: we introduce you to the specialists and stay on hand locally if you ever need us. The legal work itself is carried out by The Claims Bureau, together with our Spanish legal partner, Abolex Abogados.
Abolex is a multidisciplinary Spanish law firm headquartered in Benidorm (Alicante), litigating before courts across the whole of Spain and working with partner firms in the UK, Ireland, the US, France, Germany and Italy. They’ve spent years specialising in consumer property law â abusive mortgage clauses, floor clauses and mortgage expenses â with hundreds of favourable judgments behind them. Like us, they work on a genuine no-win, no-fee basis.